Technology Driven


Northlake Financial is no ordinary vehicle financing company.

With decades of combined industry experience and a dedication to excellence found in every department, Northlake specializes in the acquisition and servicing of prime and subprime automotive, marine, powersport and recreational financing contracts. We offer a full spectrum of financing rates ranging from 10.9% – 32.99% and terms of up to 84 months.

What really makes us unique is Northlake’s Proprietary Technology, which will change the way dealers receive and react to approvals. It allows us to assess borrower applications in real-time and offer multiple finance options per transaction in the fastest turn-around times possible. In addition, our flexible programs feature NO minimum credit score, NO minimum time on the job and NO minimum time at residence requirements.

Northlake Financial is all about helping you and your sales team close more deals faster and with better options for your customers.

Our Mission

To provide Canadian dealers and consumers with innovative & reliable financing solutions and an exceptional customer experience.


Our purpose is to provide best-in-class service to our customers, dealers, and partners, while promoting dynamic growth founded on solid financial stability. It’s our people that are our most important asset. We respect each other’s unique contributions to the team, we promote integrity in all our actions, and we encourage our associates to seize every opportunity for personal excellence and success. We have a passion to be the best at what we do and we thrive on innovation and the challenges of change.

Full Spectrum rates ranging from 10.9 to 32.99%
Of unique lines of code create our Proprietary Technology
Over 4,000 Dealer relationships across Canada

Our Values Define Us





Our Program System Partners